Accessibility Statement

Effective Date: February 21, 2025

This Accessibility Statement applies to 24HourPawnShopNearMe.com (“Website”).

The Website is owned and operated by:

Adam Inc dba Amor Pawn Shop
10525 Long Beach Blvd
Lynwood, California 90262
Phone: 323-564-1500
Email: support@24hourpawnshopnearme.com


1. Commitment to Accessibility

Adam Inc dba Amor Pawn Shop is committed to making reasonable good-faith efforts to provide a Website that is accessible to individuals with disabilities.

We strive to design, develop, and maintain the Website in substantial conformance with generally recognized accessibility standards, including the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA, where commercially reasonable and technically feasible.

Accessibility compliance is an ongoing process and not a guarantee of absolute technical perfection.


2. Ongoing Review and Improvements

We periodically evaluate Website content and functionality to identify potential accessibility barriers.

Because technology evolves, content changes, and third-party integrations are used, certain features may not always achieve full accessibility under every circumstance. When issues are identified, we make reasonable efforts to address them within a commercially reasonable timeframe.


3. Accessibility Features

We make reasonable efforts to:

  • Maintain logical heading structure
  • Use readable and scalable font sizes
  • Provide alternative text for images where appropriate
  • Support keyboard navigation where feasible
  • Maintain reasonable color contrast
  • Promote compatibility with commonly used screen reader technologies

We continue to review and improve accessibility practices as standards evolve.


4. Third-Party Content and Platforms

The Website may contain links to third-party websites, embedded features, plug-ins, payment processors, mapping tools, or social media integrations.

Adam Inc dba Amor Pawn Shop does not control third-party platforms and cannot guarantee their accessibility compliance. Responsibility for third-party accessibility rests with the respective provider.


5. Alternative Means of Access

If you experience difficulty accessing any content, functionality, or feature on the Website, we encourage you to contact us so that we may provide assistance or alternative access to the requested information.

You may contact:

Adam Inc dba Amor Pawn Shop
Phone: 323-564-1500
Email: support@24hourpawnshopnearme.com
Address: 10525 Long Beach Blvd, Lynwood, California 90262

When contacting us, please include:

  • The specific webpage address (URL)
  • A detailed description of the issue
  • The date encountered
  • The assistive technology used, if applicable
  • Your preferred method of communication

We will make reasonable efforts to respond and provide assistance.


6. Physical Location Accessibility

Adam Inc dba Amor Pawn Shop operates a licensed retail location at:

10525 Long Beach Blvd
Lynwood, California 90262

We make reasonable efforts to comply with applicable federal and California accessibility requirements at our physical premises.

For questions regarding accessibility accommodations at our retail location, please contact us directly.


7. Mandatory Pre-Litigation Notice and Opportunity to Cure

Before initiating any lawsuit, demand, administrative complaint, or claim relating to alleged Website accessibility barriers, you agree to provide written notice to Adam Inc dba Amor Pawn Shop describing the specific issue.

Notice must include:

  • The webpage URL
  • A detailed description of the alleged barrier
  • The date encountered
  • The assistive technology used
  • Your contact information

Written notice must be sent to:

Adam Inc dba Amor Pawn Shop
Attn: Accessibility Compliance
10525 Long Beach Blvd
Lynwood, California 90262
Email: support@24hourpawnshopnearme.com

Upon receipt of written notice, Adam Inc dba Amor Pawn Shop shall be provided not less than 60 days to investigate and, where appropriate, cure the alleged accessibility issue before any legal action may be initiated, to the extent permitted by applicable law.


8. Pre-Suit Mediation

If the matter is not resolved during the cure period, the parties agree to engage in good-faith mediation in Los Angeles County, California prior to filing any lawsuit, where permitted by law.

Each party shall bear its own mediation costs unless otherwise required by applicable law.


9. No Warranty of Absolute Accessibility

Nothing in this Accessibility Statement shall be interpreted as:

  • A guarantee of full compliance under all circumstances
  • A contractual promise of perfect accessibility
  • An admission of liability
  • A waiver of any legal defenses

This statement reflects our good-faith efforts toward accessibility improvement.


10. Limitation of Liability

To the fullest extent permitted by law, Adam Inc dba Amor Pawn Shop shall not be liable for temporary accessibility limitations caused by:

  • Maintenance or updates
  • Third-party integrations
  • Internet disruptions
  • Events beyond reasonable control

11. Dispute Resolution

Any dispute relating to Website use, including accessibility-related matters, shall be governed by the binding arbitration provisions set forth in the Website’s Terms of Service.


12. Updates to This Statement

We reserve the right to modify this Accessibility Statement at any time to reflect improvements or changes in legal requirements.

Changes become effective upon posting to the Website.

This Website provides general information regarding pawn services offered at physical store locations in California. This Website promotes pawn services conducted in person at physical store locations. No online loans, payments, or financial transactions are processed through this Website. All pawn transactions must be completed in person and are subject to applicable California state laws and regulations.

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Loan Fees and Privacy Policy

Personal Loan Disclaimer. Regarding Pawnshop store California Notice of Charges CFC 21003

A loan consists of a 130 days repayment period. Please read Disclosure of Loan Interest Fees rates, Annual Percentage Rate (APR) with terms and conditions: https://www.24hourpawnshopnearme.com/loan-fees-and-privacy-policy.html A. We provide a minimum and maximum period for repayment Annual Percentage Rate (APR), which generally includes the interest rate plus fees and other costs for a year based on California Law. B. Representative example of the total cost of the loan, including all applicable fees C. This loan has 180 to-be-paid loans from the date the loan is issued All loan interests $2,500 and under are regulated by the California State. California State Interest The following is the California law on basic interest charges for pawnshops as of January 1, 2023. The actual law can be found in California Financial Code Section 21200.5. The description of the law below has been rewritten in laymen’s terms. A 2.5% interest charge per month on the principal (loan amount) of the loan, including, but not more than $225. A 2% interest charge per month on a principle loan amount of more than $225, including, but not more than $900. A 1.5% interest charge per month on a principal loan amount in excess of $900, including, but not more than $1,650. A 1% interest charge per month on a principal loan amount from $1,650 to $2,499. Loans $2,500 & Over Interest is Negotiable for all loans starting from $2,500-$30,000, we have special programs for high-valued loans and our interest rate is lower then other financial lenders. Loans or Buys $2,500 and over must be called in prior to coming due to security restrictions. APR Details An example of a loan with an amount financed of $525 would incur in a 33.14% APR and the total amount due at the end of 120 days in order to redeem your item will be $599.75.

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