Privacy Policy

Effective Date: February 21, 2025

This Privacy Policy governs the use of 24HourPawnShopNearMe.com (“Website”).

The Website is owned and operated by:

Adam Inc dba Amor Pawn Shop
10525 Long Beach Blvd
Lynwood, California 90262
Phone: 323-564-1500
Email: support@24hourpawnshopnearme.com

Adam Inc, doing business as Amor Pawn Shop, is a licensed California pawn broker operating in compliance with the California Financial Code and all applicable federal, state, and local regulations.

By accessing or using this Website, you agree to the terms of this Privacy Policy.


1. Ownership and Administrative Structure

The Website is exclusively owned and controlled by Adam Inc dba Amor Pawn Shop.

Marketing, website development, and promotional services are provided under contract by Aron Inc dba AY Web Consultant.

Aron Inc dba AY Web Consultant is an independent business-to-business (B2B) digital marketing and advertising agency that provides services solely to business entities.

AY Web Consultant:

  • Does not own Adam Inc
  • Does not own or operate Amor Pawn Shop
  • Does not provide pawn brokerage services
  • Does not provide financial services
  • Does not issue, approve, or deny loans
  • Does not set interest rates
  • Does not collect payments
  • Does not handle pledged collateral
  • Does not participate in pawn transactions

All financial services, loan decisions, regulatory compliance obligations, and customer interactions are handled exclusively by Adam Inc dba Amor Pawn Shop at its licensed retail location.


2. Informational Nature of Website

This Website is provided for informational and advertising purposes only.

No financial services are conducted through this Website.

Pawn loans and all regulated transactions are conducted exclusively in person at:

10525 Long Beach Blvd
Lynwood, California 90262

This Website does not:

  • Provide online loan approval
  • Provide online financial contracts
  • Accept online payments
  • Conduct electronic lending transactions

All legally required loan disclosures are provided in writing at the time of in-store transaction.


3. Categories of Information Collected

We may collect the following categories of information:

  • Identifiers such as name, phone number, and email address
  • Communications submitted through contact forms
  • IP address
  • Device and browser information
  • Website interaction data
  • General analytics information

Information may be collected directly from you or automatically through website technologies.


4. Purpose of Data Collection

Information is collected for legitimate business purposes, including:

  • Responding to customer inquiries
  • Providing requested information
  • Improving Website functionality and security
  • Preventing fraud or abuse
  • Complying with legal and regulatory obligations

Adam Inc dba Amor Pawn Shop does not sell personal information.

We do not share personal information for cross-context behavioral advertising.


5. California Pawn Loan Regulatory Disclosure

Pawn loans are regulated under the California Financial Code, including Sections 21200 through 21201.

Loan disclosures provided at the time of in-store transaction include:

  • Principal loan amount
  • Applicable interest charges
  • Loan term (generally approximately 120 days)
  • Total amount required to redeem pledged property
  • Storage or other lawful fees
  • Conditions of forfeiture if loan is not repaid

Interest rates on pawn loans of $2,500 or less are regulated by California law.

Loan approval, collateral valuation, and applicable charges are determined in store.

Nothing on this Website constitutes a guarantee of loan approval, loan amount, or interest rate.


6. Cookies and Tracking Technologies

The Website may use cookies, analytics services, and similar tracking technologies for operational and performance purposes.

These technologies collect non-sensitive usage data to improve Website performance and user experience.

You may disable cookies through your browser settings.


7. California Consumer Privacy Rights (CCPA / CPRA)

If you are a California resident, you have the right to:

  • Know what personal information is collected
  • Request deletion of personal information
  • Request correction of inaccurate personal information
  • Request disclosure of categories and purposes of collection
  • Opt out of the sale or sharing of personal information

Adam Inc dba Amor Pawn Shop does not sell or share personal information as defined under California law.

Privacy requests may be submitted by:

Phone: 323-564-1500
Email: support@24hourpawnshopnearme.com
Mail: 10525 Long Beach Blvd, Lynwood, California 90262

We may require verification of identity before processing requests.


8. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect personal information.

However, no method of transmission over the Internet or electronic storage is completely secure. We disclaim any guarantee of absolute security.


9. Third-Party Services and Links

This Website may contain links to third-party websites or services.

Adam Inc dba Amor Pawn Shop is not responsible for the privacy practices or content of third-party websites.


10. Binding Arbitration and Dispute Resolution

Any dispute arising out of or relating to the use of this Website shall be resolved exclusively through binding arbitration in the State of California.

Arbitration shall be conducted under the rules of the American Arbitration Association.

You waive any right to participate in a class action or class-wide arbitration related to Website use.

This arbitration provision does not limit any non-waivable rights under California pawn broker regulations.


11. Limitation of Liability

To the fullest extent permitted by law, Adam Inc dba Amor Pawn Shop shall not be liable for indirect, incidental, consequential, punitive, or special damages arising from or related to the use of this Website.

All Website content is provided on an “as is” and “as available” basis without warranties of any kind, express or implied.


12. Policy Updates

We reserve the right to modify this Privacy Policy at any time.

Changes become effective upon posting to the Website.

Continued use of the Website constitutes acceptance of any updated policy.


Do Not Sell or Share My Personal Information

Adam Inc dba Amor Pawn Shop does not sell or share personal information.

To submit a request:

Call 323-564-1500
Email support@24hourpawnshopnearme.com
Mail written request to the address listed above

This Website provides general information regarding pawn services offered at physical store locations in California. This Website promotes pawn services conducted in person at physical store locations. No online loans, payments, or financial transactions are processed through this Website. All pawn transactions must be completed in person and are subject to applicable California state laws and regulations.

Copyright © 24hoursPawnShopnearme. All rights reserved

Powered by Aron Inc dba AY Consultant

Loan Fees and Privacy Policy

Personal Loan Disclaimer. Regarding Pawnshop store California Notice of Charges CFC 21003

A loan consists of a 130 days repayment period. Please read Disclosure of Loan Interest Fees rates, Annual Percentage Rate (APR) with terms and conditions: https://www.24hourpawnshopnearme.com/loan-fees-and-privacy-policy.html A. We provide a minimum and maximum period for repayment Annual Percentage Rate (APR), which generally includes the interest rate plus fees and other costs for a year based on California Law. B. Representative example of the total cost of the loan, including all applicable fees C. This loan has 180 to-be-paid loans from the date the loan is issued All loan interests $2,500 and under are regulated by the California State. California State Interest The following is the California law on basic interest charges for pawnshops as of January 1, 2023. The actual law can be found in California Financial Code Section 21200.5. The description of the law below has been rewritten in laymen’s terms. A 2.5% interest charge per month on the principal (loan amount) of the loan, including, but not more than $225. A 2% interest charge per month on a principle loan amount of more than $225, including, but not more than $900. A 1.5% interest charge per month on a principal loan amount in excess of $900, including, but not more than $1,650. A 1% interest charge per month on a principal loan amount from $1,650 to $2,499. Loans $2,500 & Over Interest is Negotiable for all loans starting from $2,500-$30,000, we have special programs for high-valued loans and our interest rate is lower then other financial lenders. Loans or Buys $2,500 and over must be called in prior to coming due to security restrictions. APR Details An example of a loan with an amount financed of $525 would incur in a 33.14% APR and the total amount due at the end of 120 days in order to redeem your item will be $599.75.

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